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Privacy Policy

WHAT DOES IBMSECU DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers
the right to limit some but not all sharing. Federal law also requires us to tell you how we collect,
share, and protect your personal information. Please read this notice carefully to understand what we
do.
What? The types of personal information we collect and share depend on the product or service you have
with us. This information can include:
l Social Security number
l Account balances
l Payment history
l Transaction or loss history
l Credit card or other debt
l Wire transfer instructions
How? All financial companies need to share Members' personal information to run their everyday business.
In the section below, we list the reasons financial companies can share their Members' personal
information; the reasons IBMSECU chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does IBMSECU share? Can you limit this sharing?
For our everyday business purposes -
such as to process your transactions, maintain your
account(s), respond to court orders and legal
investigations, or report to credit bureaus
Yes No
For our marketing purposes -
to offer our products and services to you
Yes Yes
For joint marketing with other financial companies Yes Yes
For our affiliates' everyday business purposes -
information about your transactions and experiences
Yes No
For our affiliates' everyday business purposes -
information about your creditworthiness
Yes Yes
For our affiliates to market to you Yes Yes
For nonaffiliates to market to you Yes Yes
To opt out
and limit our
sharing
l Call (800) 873-5100 - and we'll assist you with your privacy selections.
l Email us at: serviceplus@ibmsecu.org
Please note:
If you are a new Member, we can begin sharing your information 30 days from the date we sent this
notice. When you are no longer a Member, we will continue to share your information as described in
this notice.
However, you can contact us at any time to limit our sharing.
Questions? Call (800) 873-5100 or email serviceplus@ibmsecu.org
IBMSECU
P.O. Box 5090
Boca Raton, FL 33431-0890
ibmsecu.org
IBMSECU A1192 04/2017
Privacy Model Disclosure PRIV-MODEL 8/1/2010
VMP® Bankers Systems™
Wolters Kluwer Financial Services © 2010 2016.7/2905 200706814 Custom EPRV2905
 
 
Who We Are
Who is providing this notice? IBMSECU means IBM Southeast Employees' Credit Union.
What We Do
How does IBMSECU protect my
personal information?
To protect your personal information from unauthorized access and use, we use
security measures that comply with federal law. These measures include computer
safeguards and secured files and buildings.
How does IBMSECU collect my
personal information?
We collect your personal information, for example, when you
l Open an account
l Apply for a loan
l Give us your income information
l Make a wire transfer
l Show your government-issued ID
We also collect your personal information from others, such as credit bureaus,
affiliates, or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only
l sharing for affiliates' everyday business purposes - information about your
creditworthiness
l affiliates from using your information to market to you
l sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
See below for more on your rights under state law.
What happens when I limit
sharing for an account I hold
jointly with someone else?
Your choices will apply to everyone on your account.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and
non-financial companies.
l Our affiliates include: Southeast Services Organization, Inc. (SESO)
l Financial, insurance, service and survey companies.
Nonaffiliates Companies not related by common ownership or control. They can be financial and
non-financial companies.
l Nonaffiliates we share with can include financial, insurance, service and survey
companies.
Joint Marketing A formal agreement between nonaffiliated financial companies that together market
financial products or services to you.
l Our joint marketing partners include financial, insurance, service and survey
companies.
Other Important Information
For Alaska, Illinois, Maryland and North Dakota Members. We will not share personal information with
nonaffiliates either for them to market to you or for joint marketing - without your authorization.
For California Members. We will not share personal information with nonaffiliates either for them to market to you or
for joint marketing - without your authorization. We will also limit our sharing of personal information about you with
our affiliates to comply with all California privacy laws that apply to us.
For Massachusetts, Mississippi and New Jersey Members. We will not share personal information from deposit or
share relationships with nonaffiliates either for them to market to you or for joint marketing - without your authorization.
For Vermont Members/Customers.
l We will not disclose information about your creditworthiness to our affiliates and will not disclose your personal
information, financial information, credit report, or health information to nonaffiliated third parties to market to you,
other than as permitted by Vermont law, unless you authorize us to make those disclosures.
l Additional information concerning our privacy policies, email serviceplus@ibmsecu.org or call (800) 873-5100